Salary: Not provided
Location: null, United States
Bolt is on a mission to democratize commerce. Since our founding, we’ve relentlessly focused on creating a world class buying experience that’s available for all online businesses – not just the giants of retail. Through our Checkout platform and growing network of tens of millions of shoppers ready for one-click-checkout at the point of inspiration, Bolt is leveling the playing field for retailers and making shopping easy, trusted, and secure for consumers.
The fact that we're revolutionizing ecommerce is only half of the equation – we’re also transforming the way we work. At Bolt, we’re committed to working Consciously, and believe in balancing execution with humanity. Our team is driven by the great technical challenges in our path, and by the thrill of creating a new standard for work. Come join us on the adventure today!
The Financial Products team owns two of the most important areas with respect to a retailer’s online operations: payments and risk. Bolt strives to work with all credit card payment processors and Alternate Payment Methods (APMs) offering our end customers the greatest variety of choice in determining how they want to pay. For our retailers, our risk product gives them confidence we are approving the most amount of orders while keeping the fraudulent chargeback rate down.
Alternative Payment Methods (APMs) are platforms like Paypal, Affirm, or Afterpay that are digital first with a total payment volume of over $78 billion in 2020. This is expected to grow to $313 billion by 2030. Novel ways to pay like Buy Now Pay Later and appeal to online first consumers and will only accelerate the growth of APMs. This team has integrated with all 5 major APMs in the US. We want to build a platform to enable merchants to accept payments however they want. The APMs team is spending time developing our platform to enable all future payment methods.
We also think a lot about how to intelligently surface payment options to consumers. Paypal vs Apple Pay vs a credit card creates endless menu options for buyers. Through the power of Bolt accounts, we can save users’ preferred payment methods and intelligently infer what makes the most sense for purchase type and location, all while making it easy to find another option when we don’t know what is best. In the future, we want to use the learnings from the market to build our own first party payments product in the form of Bolt Cash. This team will eventually power all first and third party non-credit card payment methods
Work with a passionate, smart and ambitious team of engineers who built large scale systems at Uber, AirBnB, Facebook and Google (https://www.bolt.com/team). Take ownership of your own projects while pairing with mentors. Design and build mission critical systems, products and solutions that companies and consumers alike will rely heavily on. Contribute cross stack and learn a wide variety of skills and technologies. Work with production systems and on-call processes. Learn from and help shape our company's engineering culture.
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